Phil Devin Consultants: Committed to giving you a trustworthy real estate service

Since its foundation, Phil Devin Real Estate has been committed to providing a genuine and a better real estate service to different people around Australia. It’s no surprise that this small-boutique agency environment gained the trust of many individuals searching for that professional real estate help. It is also renowned for its responsive, detailed, and personalized service.

Look forward to a positive result once you decided to work personally with Phil Devin. He will not be included in one of the most trusted real estate professionals in their area if he does not provide the service each client deserves. He is also involved in a lot of successful projects from his many years of real estate service, and meeting the needs of his clients is his primary goal.

Phil is meticulous in doing his job wherein he will not let a single detail pass without rechecking it since he is dedicated to accuracy to ensure a quality result. Phil can also develop the right solution for you based on his honest judgment on your real estate needs. Witness his never-ending commitment to give you the results you are hoping for.

You can be confident with Phil’s extensive experience in real estate and his reliable knowledge, and expect him to properly guide you throughout the entire process. He blends professionalism and approachability very well when he’s discussing things with his clients. You will also find clients’ reviews about him full of praise and even recommending him to their family and friends.

With all those said above, it is evident that Phil already has a firm foundation in real estate and you can be sure of his smart ways. But he does not stop learning because, for him, continuous learning is indispensable.

Phil Devin Consultants is founded because Phil wanted to provide his “better service and better results” to more people and extend his reach. The agency will continue its growth while giving its real estate service to many people in Australia.

If you visit its official website, you will see a lot of features that could help you in your real estate concern since it allows users to request an appraisal, search for properties for rent or has been sold, fill-up a tenancy application, or even request maintenance. Inquire about the services of Phil Devin Real Estate today and learn more about its successful background.

Speak to anyone who has experienced the PROCESS of buying or selling Real Estate and often their findings are a combination of stress, disappointment and ultimately compromise! One of my many goals is to ensure your next move is a positive one.

I started Phil Devin Real Estate with one simple mission:  “To deliver RESULTS that exceed our clients EXPECTATIONS”.

What does this mean for you?

  • I know you’re busy and I respect your time. When we set an appointment and I’ll be there.
  • When I say something can be done…you can count on it.
  • I don’t try to snow people or hide information. I’m all about disclosure.
  • I’m not in it for any one transaction – I’m in it for the long haul…the lifelong relationships.
  • That means I’ll work to get the result you deserve.

Ultimately when you buy or sell with me, it comes down to your decision, what’s right for you. My goal is to make sure you have enough information to make a decision you can be happy with down the track. When you choose me to help you buy or sell your home you can count on responsive, quality, comprehensive and personalized service.

“Disappointment is the difference between what a client EXPECTS and what the Agent DELIVERS”

I know that my clients are craving to deal with a ‘professional’ who can ‘listen’ to their individual wants and needs and provide solutions for them!


Galveston Capital Tourism and Marketing Review Singapore Island Hotels: CRUISING


Exploring Galveston Island is a natural addition to a cruise vacation. With major cruise lines offering multiple Caribbean cruises from Galveston, many vacationers enjoy excursions on Galveston Island before or after their voyage.

From the decks of the cruise ships, passengers can easily see the charming Historic Downtown District just one block from the cruise ship terminals on Harborside Drive. The 36-block district offers more than 100 shops, restaurants and galleries housed in beautiful Victorian iron-front buildings. The area is also home to the Texas Seaport Museum, 1877 Tall Ship ELISSA, Great Storm Theater, the Ocean Star Oil Rig Museum, the interactive museum Pirates! Legends of the Gulf Coast, harbor boat dolphin tours, and more.

Also, a number of lodging accommodations on the Island offer parking and transfer packages with an overnight stay, so guests can leave their car at the hotel and catch a ride to the cruise ship terminal. It’s no wonder Lloyd’s Cruise International and Travel Weekly have rated the Port of Galveston as one of the nation’s top cruise ports. Don’t just pass through Galveston, experience its many pleasures!

Money – or the Lack of It!

What’s the first thing that happens to your cash in Vegas? It’s converted into those cute little easy-to-spend “chips” or slot machine “tokens – hey – “play money” right?

Missing the Boat

To the many readers who have asked “will the ship leave without me?” – The answer is a definitive YOU BETCHA!

#LoveGalveston Photo Contest – A Chance to Win Cash, and Be the Face of Galveston

There’s nothing like spending “island time” with your family, taking in the Galveston coast while making memories you’ll cherish for a lifetime. While your memories may be priceless, capturing them in a photograph could lead to some extra bonuses.

Debarkal Debacle

I have no idea why passengers think that if they’re the first in line they’ll be the first off the ship. THERE IS A SYSTEM TO DEBARKATION!!!!

The Port of Galveston Continues to Make History on Galveston Island

The next time you pass by the bustling docks and wharfs of the Port of Galveston, take a moment to let the history and impact of the facility sink in.

Embarkation Exhaustion!

Have you noticed that on embarkation day – after arriving at the terminal and winding your way through check-in – and finally boarding your ship that you’re exhausted? Read more.


Princess Cruise Lines was recently hit with a 40 MILLION DOLLAR fine after pleading guilty to seven federal charges in a pollution case that involved use of a so-called “magic pipe” to divert oily waste (and who knows what else) into the oceans.

The F Word

Warm days – cool nights! The perfect recipe for the “F” word – FOG!

Carnival Liberty Switches with Carnival Valor

Galveston welcomes the Carnival Valor

Take to the Waves – It’s Wave Season!

If you’re thinking of nice warm sunshiny islands about now…’s the time to book that cruise for 2017! The “Wave” Season is here!

Galveston Capital Tourism and Marketing Review Singapore Hope you experience this “causeway cure” where flip-flops replace dress shoes and the scenery.

Join a group thrilled you have decided to explore Galveston Island.

Hawkfield Gallery Consultants Review: Thriving Classic American Art on Display

What is Art? The question has often been asked by many people. And the answer can be as many as the people who can give an answer. For the art collector, the answer is quite obvious: that which you can buy at an art gallery. And that answer can have a logic that many will learn to appreciate.

Firstly, galleries have the artistic, technical and economic capabilities to know or define what good art is — not just art but that which is above the rest, if not at the very top of all the rest. But not many people can afford highly-expensive works, or even reasonably priced ones. If one can buy and treasure a couple of art works for the rest of one’s life, it would be enough. But a few dream of collecting more — and even making some money out of doing so.

Hawkfield Gallery fine arts consultants have the broad experience of buying and selling art and in the process have gained the expertise to help other start their own collection or enhance what they already have. Very much like children collecting cards, art collecting is a passion that is shared by those who love art and wish to expand appreciation for great art works.

Beyond appreciating art as a whole, Hawfield Gallery art consultants have the goal of enhancing appreciation for folk art and preserving American culture and history contained in those art works. Art, to be honest, is a living legacy which expands the mind and the soul of those who have insight into art’s power to enlighten us of the greatness and goodness of life of whatever era in American history it might portray. Although some art subject matters may exhibit the pains and struggles of ancestors, they still highlight the positive virtues that have made their country what it is today, a leader among leaders in the world.

The Hawkfield Gallery is located on a picturesque scenic route in a shore town halfway between Boston and Cape Cod, itself a witness to the colorful history of the nation. It is housed in an 1850’s farmhouse and exactly where there used to be a tearoom, craft shop and lending library in the 1920’s. The farmhouse is located in an area beside the historic North River and was once operated as a dairy farm up to the 1960’s. Visitors can take a leisurely a walk along bucolic woodland trails which lead to a pier on the river. Or they can go beyond to one of the numerous antique shops, galleries or historic sites in the South Shore’s Plymouth County. Now you know how rich the place is when it comes to American pioneer history.

Owning one art work bought from Hawkfield Gallery is, in essence, a tribute to the continuing allegiance that Americans have for their rich national heritage. And buying one right at their gallery right can certainly add a little more fervor to that burning flame in every patriotic American citizen. Nevertheless, you need not be an American to feel like one and to appreciate or own American folk art. You just need to be a lover of art.

Hawkfield Gallery: Folk Art, Furniture

Scrimshaw Jagging Wheel (Bone) – American 19th Century, Bird motif prongs holding the wheel. Provenance Eldreds, Cape Cod- from a Massachusetts collection originating on Nantucket. Condition good. Tight age crack length of handle. Length 5.5″

Totem (Wood) – 20th century. Northwest coast style totem in pine. Raven, frog, bird, and others topped by a whale’s tail. Polychrome paint in rich colors. Condition very good. Height 65″.

Charles Limbert, Mission Rocker (Wood) – American, Early 21st century. Oak and leather rocker. Stamped under arm. Label on seat cushion #670, Limberts Arts and Crafts, Charles P. Limbert Company. Condition Very good. Height: 42″, Depth 30″ , Width 29″ Other Notes: Charles P. Limbert (1854-1923) and was a contemporary of Gustav Stickley. After learning the furniture business with his father in Akron, Ohio, he established his own furniture factory in 1902 in Grand Rapids, Michigan, designing and building what he termed “Dutch Arts and Crafts Style” furniture.

Three Tier Shelf (Wood)Three Tier Wood Shelf – thought to be sassafras. Good condition. Some chips to shelf faces. Height 29.75″, Width 30.25″, Depth 6″

Mallard Andiorns – Pair of Cast Iron Mallard Duck Andirons, nice used surface with traces of Polychrome Paint. Very good used condition. ht. 10 3/4, wd. 14 1/4, lg. 19 3/4 in.

Mahogany Checkerboard (Wood) – American late 19th to early 20th century, Painted Mahogany Checker Board. Wells on sides hold replacement turned wood playing pieces, 13.25″ x 11″

Polar Dry Sink – Circa 1840 Polar Dry Sink. Lift top over two half-drawers with two paneled cupboard doors below. Good refinished condition. Tight age crack to one door. Height 38 .25″, Width 44″, Depth 18.25″

Eagle Weathervane (Copper) – Circa 1930 hammered Eagle Weathervane, intended for use on a flagpole or cupola. On wooded base, nice patina, appears to be copper. Condition excellent. 17.5 Long 25″ wingspan, 23″ High from bottom of base.

We specialize in 20th and 21st century American fine art and folk art, having a particular interest in American impressionism, wildlife bronzes, decorative songbirds, and shore bird decoys. Gallery owner Sally Caverly has over 25 years of experience collecting art. This field experience combines with her B.A degree in marketing, a master’s degree in education and work experience as Market Research Division Director of a major publishing house.


Bacall Development: Pros of Investing in Commercial Property

a - imageEven if the economy slows down, popular reviews claim that commercial property will still perform for you, and increases its value and provides you a stable income when the economy is strong. For decades, Bacall Development has been involved in this business as a full-service commercial real estate company. The firm aims to elucidate the benefits of commercial property in this article through the following paragraphs. If you’re still in doubt or just planning to start out in this venture, read further.

A commercial property can provide strong and reliable returns where you can gain both income and capital growth. You can get a return consistently above inflation if you take advantage of a growing investment over time. Steady income is within your reach because this kind of property is more secured than others. Reviews also reveal that there is a lesser risk involved in a commercial property investment.

A commercial property can attract the attention of different sectors in the economy, which can provide good benefits to a business. Due to the dependence of retail property on consumer spending trends, it has the highest direct relationship to the economy as well as industrial properties, while office buildings tend to operate based on long-term supply and demand.

Furthermore, a commercial property provides tax benefits. Bacall Development found out that most commercial properties attract handy building allowances along with depreciation allowances on plant equipment within the building. This kind of property has also been considered a good protection against inflation throughout the years.

You have a specific level of control over your investment if you’re an owner of a direct property. In particular, you have control on different areas such as change of use for the property, disposal, redevelopment, renovations, the terms of the lease, the type of tenant, and upgrading.

You can also improve its appearance and do renovation, lease restructure, subdivision or enlargement, or upgrade that can add value to the property. Improving the property can increase its value and leverage your commercial investments. You can quickly be in a position to control a sizeable portfolio of properties by borrowing more against your improved equity.

Owning a commercial property is not all about good things, there are also cons involved. Some individuals may have the opposite experience opposed to those mentioned above. In order to have a strong capital growth and attain a great rental return, Bacall Development suggests that you choose the right property meticulously wherein you must have the knowledge of the things that makes a commercial property perfect for your business.

Compliance Operations Specialist

More information about this job:


Reporting directly to the Vice President of PBO Business Strategy and Operations. The Compliance and Operations Specialist will play a key role on the Business Strategy and Operations team.


The Compliance and Operations Specialist (COS) will work independently to ensure their designated offices are in compliance with proscribed policies, procedures and regulatory requirements. COS will act as a liaison between the QA unit and the Preferred Banking Offices and management teams. Compliance and Operations Specialist (COS) works with multiple businesses units in a changing environment where the complexity of the job changes from day to day.

The position requires travel to existing footprints of the bank on a regular basis to ensure adherence to regulatory, compliance and policy requirements. The position also requires an ability to work alone and set an appropriate schedule to make certain all assigned Preferred Banking Offices are reviewed on a regular basis for specific tasks (not limited to but including, wire review, daily work) with an additional role of training and developing other team members such as FlightPath QC Associates.


This dynamic position goes beyond strictly operations review and includes performing periodic Assessments, monthly reviews of the entire Preferred Banking Office’s operations with an added emphasis on training and development of assigned offices and bankers.


The Compliance and Operations Specialist will consult with various business units across the enterprise (i.e. Legal/Compliance; BSA/AML; Risk, Fraud and Security; Internal Audit; Deposit Services; etc.) to ensure all offices within their assigned regions are prepared for internal or external regulatory examinations.





  • Works on multiple Quality Assurance / Quality Control tasks across the PBO’s with bankers. Proactively uses independent judgment to identify opportunities to improve the quality and usability of internal processes to enable our bankers to be in compliance with regulatory requirements and the bank’s Policies and Procedures of the Bank (e.g. Big Green Book and Eaglesnet).
  • Has a strong working knowledge of Regulatory and Compliance requirements and Bank Policies and Procedures to participate in the creation, preparation, and conduct of Office Assessments along with leading professional development seminars as necessary to guide our bankers and all bank stakeholders.
  • Cross-trains as FlightPath QC Associates for entry and audit of new accounts and account documentation including changes to signers on accounts to enforce and comply with the bank’s KYC process. Performs this function as needed. Mentors and trains the FlightPath QC Associates.
  • Upon request, provides the Vice President with accurate QA status reports which identifies operational deficiencies of the PBO’s. Documents, presents findings, and relays evaluative feedback to the Vice President and leadership team.
  • Works closely with the Vice President to ensure all operational issues are effectively communicated, including actively participating in ad-hoc projects and team meetings, while exhibiting ownership, follow-thru, initiative and independent judgment at all times.
  • Responsible to work on projects, including, but notwithstanding, monitoring, consolidating, and archiving active and pending reports, and performing other duties & responsibilities as required by the VP of Business Strategy and Operations and their assignee.
  • Responsibilities include the following: 1) adhering to and complying with the applicable, federal and state laws, regulations and guidance, including those related to Anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.) 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting suspicious activity to the AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.





Minimum 3-5 years of supervisory, retail branch operations and customer service experience. Strong communication skills, manage multiple projects under rapidly changing conditions, ability to multi-task, strong attention to detail, excellent problem solving and follow-up skills, computer skills with an emphasis on Word, Excel and PowerPoint. Position is required to travel 80% of the time. Must have excellent organizational and oral presentation skills. A candidate is expected to be a self-starter with a high ability to quickly comprehend technical concepts, and willingness to take charge and seek out answers, use independent judgment, even when given minimal instruction and guidance.




  • Vision must be sufficient to read data reports, manuals and computer screens.
  • Hearing must be sufficient to understand a conversation at a normal volume, including telephone calls and in person.
  • Speech must be coherent to clearly convey or exchange information, including the giving and receiving of assignments and/or directions.
  • Position involves sitting most of the time, but may involve walking or standing for brief periods of time.
  • Must be able to travel in a limited capacity.

Senior FCC Specialist, Anti-Bribery and Corruption, ASEAN and South Asia (ASA)

Main purpose of this role is to establish and maintain frameworks to identify, assess, manage, monitor, mitigate and report ABC risks and compliance.

Strategy and Leadership
• Asissts the Head of ABC, ASA, in maintaining the regional framework for ABC through close liaison with the Group Head ABC, establishing an ABC programme comprising of global standards, training, compliance monitoring and reporting.
• Leads on ABC-related external and internal risk identification and anticipation of future trends in the region.  Works with the business to drive the development of appropriate mitigation strategies.
• Identifies and communicates, across the region, relevant ABC changes – ensures policies and procedures are amended as required.
• Evaluating and advising on reputational and regulatory risk arising from customers and transactions within the region.

ABC Definition and Application
• Provides guidance on proper application and interpretation of ABC related laws, regulations and policies within the region.
• Works with Group Shared Investigations Services to support investigations with bribery or corruption implications in the region.
• Proactively engages with regional stakeholders to steer business practices towards exemplary regulatory governance.

ABC Compliance Reporting
• Ensures key ABC risks and issues in the region are being analyzed, reported, escalated and tracked appropriately.
• Prepares regular and accurate ABC reports that are escalated to the relevant regional governance bodies.

ABC Training
• Assists Head of ABC, ASA, to define who requires training, and assists in developing ABC training for the region.
• Assists in the development of an effective internal compliance culture by promoting the benefits of ethical business conduct and the benefits of compliance.

Government and Regulatory Relationship Management
• Support the interface between the Bank and regulators, government agencies and law enforcement on ABC matters for the region.

• Responsibilities exclude prevention, detection or investigation of fraud, investigations under the Group’s Investigation Policy, data security, whistleblowing arrangements, BCP/ Crisis Management, Operational Risk management, first line assurance (except for processes owned by L&C) and second  line rules based assurance activity of any process not directly related to legal or regulatory risk.

  • Substantial experience in the banking industry and/or law, including demonstrated success in a similar role.
    • Sharp business acumen (including ability to assess risk and appropriate levels of return), strong leadership qualities, excellent interpersonal skills and multi-cultural awareness and sensitivity.
    • Ability to manage geographically dispersed and varied customer and product base.
    • Ability to collaborate and work dynamically across country, region, business and group stakeholders.
    • Understanding of best practice risk management techniques and frameworks relating to ABC.
    • Knowledge of laws, regulations, regulatory expectations relevant to financial crime.
    • Sound judgement on business practices, regulatory relationship management and reputational risk.
    • Exemplary integrity, ethics, independence and resilience.
    • Personal authority with proven ability to establish relationships and provide strong direction at the most senior levels of the Group and with regulators and other external stakeholders.

British Gas profits up 3.2%

British Gas profits up 3.2%


Centrica should ‘exercise restraint’ with tariffs


British Gas owner Centrica should “exercise restraint” with tarriffs after profits from its residential energy arm rose by 3.2% to £356 million, an energy minister said.

The supplier cashed in on the freeze in the first half of the year after raising tariffs by 6% in December.

Michael Fallon said: “What matters is not just the profits, it’s the prices that we all have to pay and there was a big price increase just before last winter, over 6%, so I would hope that Centrica would now exercise restraint and that we are not going to see similar price jumps.”




The Tyler Group: Working in Barcelona l Slideshare

Working in Barcelona can be an amazing experience for expats. The cosmopolitan environment and ideal location at the Mediterranean Sea make for great business opportunities for people working in Barcelona. Our guide to working in Barcelona has info on the job search, business etiquette, and more. Without a doubt, expats working in Barcelona benefit from the city’s convenient location right on the Mediterranean Sea. Barcelona has in fact been a major hub for business and trade for centuries. Thus, expats with plans on working in Barcelona’s trading and manufacturing industries may have found just the right place. However, aside from the city’s traditional sectors, tourism and culture are also on the rise. After all, Barcelona is considered a major center for art, architecture, and design. Working in Barcelona allows expats to contribute significantly to Spain’s income. After all, Barcelona alone generates a quarter of Spain’s GDP. The greater Barcelona region boasts a large local market. The highly diversified structure of its economy and the weight of its industrial base turn the city into a culturally and industrially vibrant center. In 2010, more than 14 million tourists visited the city of Barcelona. While you are working in Barcelona, you will quickly realize that the tertiary sector plays an important role within Barcelona’s economy, mostly because it provides most jobs in the city. Aside from the tertiary sector, manufacturing is a major industry in Barcelona. However, there are other fields which contribute significantly to Barcelona’s economy. In this section, we are introducing some of these sectors to expats working in Barcelona. The ICT sector is considered one of the major contributors to Barcelona’s economy. The sector combines IT and telecommunication with audiovisual systems which make up new ICT applications. The ICT sector is highly productive. With over 1,700 companies and 155 research institutes, Catalonia and particularly Barcelona make up a major ICT hub. Working in Barcelona’s ICT sector gives you a particular advantage as you benefit from social, commercial, institutional and educational programs in Barcelona. 



Blickpunkt Gemeindereform in Portugal l Topix

Portugiesische Grafschaft war reif für eine Reform aber EU-Rettungspaket-Maßnahmen haben der Notwendigkeit von Veränderungen drängender gemachtPortugiesische Kommunen arbeiten immer noch auf der Grundlage einer politischen und administrativen Systems für das Land der Übergang zur Demokratie in den 1970er Jahren entwickelt. Jetzt Portugals öffentliche Verwaltung muss zu ändern, um mit neuen Anforderungen Schritt zu halten und es war unvermeidlich, dass das Land früher oder später eine tiefgreifende Reform der lokale Regierungsstruktur durchführen würde.Jedoch wurde dieser Prozess durch das Land der EU Rettungspaket Vereinbarung plötzlich beschleunigt. 2011 Grünbuch zur Reform der lokalen Verwaltung legt eineReihe von Herausforderungen, die im Jahr 2012 erfüllt werden müssen. Zwar Zusammenfassung der lokale Verwaltungen eine der empfohlenen Strategien war die historischen Wurzeln des Kommunalismus in Portugal und der Stabilität seiner lokalen Grenzen führte zu beliebten Besorgnis über aufgezwungene Strukturen und portugiesische Kommunen fordern, dass ein alternativer Ansatz.Die größte Herausforderung für die Reform der kommunalen Selbstverwaltung ist die starke zentralisierte Tradition des Landes und seiner kulturellen Zurückhaltung zu testen, neue Wege der Verteilung von macht und Verantwortung zwischen Center und lokalen Bereichen. Zwei scheinbar widersprüchliche, Mechanismen werden geprüft: eine Erhöhung des zentralen Aufsicht und Kontrolle über die Aktivitäten der örtlichen Behörde und, gleichzeitig, Dezentralisierung der Macht auf einefortgeschrittene Anordnung auf interkommunale Ebene.Der rechtliche Rahmen produziert und die Anreize für die Räte vorgeschlagen schlagen vor, daß Portugal Metropolregionen stärken will. Zwei aktuelle pilot-Studien im Auftrag der Regierung zeigen, wie dies eine widersprüchliche Mischung von Zentralisierung und Dezentralisierung schafft. Obwohl es erwartet wird, dass die Befugnisse von Räte zu Gemeinschaften weitergegeben werden werden, gibt es keine erwarteten Dezentralisierung von der Zentralregierung an die Gemeinden. Stattdessen scheint die Reform den Pfad der zentrale Überwachung und Verstärkung der Kontrolle der Regierung zu folgen.Trotz einer Regierung grünes Papier gibt es keine formale Strategie für diese Reform. Es ist im Fall von, freistehende Gesetzesinitiativen behandelt wird. Es gibt Rückschläge für lokale Regierung, wenn dies nicht besser wird: es erlaubt keine Selbstverwaltung und lokale Autonomie; Es lässt keinen Raum für Vielfalt in der Staatsführung Modelle auf lokale Bedürfnisse; und, was entscheidend ist, es nicht zur reform der Finanzierung der Portugese lokale Regierung um einen höheren Grad an finanzielle Unabhängigkeit zu ermöglichen.Wie die Rettungsaktion-Vereinbarung der wichtigste Katalysator für die Reform war, die Notwendigkeit der öffentlichen Verwaltungskosten und Fristen geschnitten auferlegten machen diese Effizienz eine perverse Anreize für die Zentralregierung, Ad-Hoc und fragmentierten Änderung durchzusetzen. Diese politischen und wirtschaftlichen Forderungen, sowie des Landes starke lokale Identität und die politischen Kosten der erheblichen territorialen Veränderungen, erklären das Fehlen einer kohärenten Strategie für die Reform.Lokale Autonomie und Selbstverwaltung – obwohl Voraussetzungen der Reform, die wirkliche Debatte um die lokale Regierung zumindest rhetorisch – ausgeschlossen sind. Portugiesische Räte arbeiten innerhalb einer politischen Kultur, die keine radikalen Reformen des Administrationssystems zulässt.